STEVEN4064

NatWest Terms and Conditions

Personal T&Cs 1992 (courtesy of Janice (jec))

Advantage Gold T&Cs 1999 (courtesy of Janice (jec))

Business T&Cs 2001

Personal T&Cs 2002 - Why charges in 2002 T&Cs are penalties

Personal T&Cs 2006 - Why charges in 2006 T&Cs are penalties

List of cases where NatWest setteld out of court after submitting a defence

Nat West cases

Interest Calculation Spreadsheets

Mindzai's Spreadsheet
Steve's Spreadsheet